With the warm weather approaching you are more likely to meet door-to-door salespersons. While some door-to-door salespersons are honest, the chances are excellent that whoever answers the door is about to be ripped off.

Door-to-door Con Artists Often:

• Greet you by name to seem friendly. (They may have seen your name on your mail or in a city directory.)
• Use tricks to get into your home by saying they are from a utility company and need to test your water or electricity or that they are looking for an address in the neighborhood.
• Come up to you while you are outside your home so you can't close the door on them.
• Want cash. If they take a check, it will probably only be when banks are open so they can cash it right away.
• Play on your sympathy, saying that you are letting down your family if you don't buy, or that the salesperson's own family will go hungry if you don't buy.
• Say they are working in your neighborhood but can't give you names of past customers.

Remember: If you buy an item in your home or at a location that is not the seller's permanent place of business, you may have the option to get out of the sale. The Federal Trade Commission's (FTC's) Cooling-Off Rule gives you three days to cancel purchases of $25 or more. Under the Cooling-Off Rule, your right to cancel for a full refund extends until midnight of the third business day after the sale.

For more information about the Cooling-Off Rule visit www.ftc.gov