Be cautious about work-at-home advertisements, especially those that:

• Promise large profits with a minimum of work.
• Make you pay up front for materials.
• Run ads which say "no experience necessary" or "easy money."
• Make exaggerated claims of potential earnings.
• Use testimonials that cannot be confirmed.
• Avoid putting details about the program in writing.

Always remember this: If you are required to pay before you receive the products and all the details in writing, there is a substantial risk that you will lose your money. Check with your Better Business Bureau before you invest.